OD & CC Facility Advisory
Managing working capital efficiently is crucial for any business and our OD (Overdraft) & CC (Cash Credit) Facility Advisory is designed to do just that. We help businesses secure flexible credit solutions that ensure smooth cash flow and uninterrupted operations.
With our strong network of banks, we assist you in selecting the right facility based on your business requirements. From application to approval, our team ensures a streamlined process, enabling you to maintain liquidity and seize growth opportunities effectively.
OD & CC Facility Advisory – FAQs
1. What is the difference between OD and CC?
OD is linked to a bank account for withdrawals, while CC is generally used for business working capital against inventory or receivables.
2. Who can apply for OD/CC facilities?
Businesses, traders, and self-employed professionals.
3. How is the credit limit decided?
Based on business turnover, financials, and collateral.
4. Do I pay interest on the full limit?
No, interest is charged only on the utilized amount.
5. How long is the facility valid?
Usually valid for one year and renewable annually.
